Malta Golden Visa (MPRP) 2026: Residency by Investment

• ■  Any non-EU/EEA/Swiss national
• ■  Not being a citizen of a sanctioned country.
• ■  Having sufficient funds to support yourself and your dependents.
• ■  A clean criminal record.
• ■  Demonstrating €500,000 in capital, including at least €150,000 in financial assets; or
• ■  Demonstrating €650,000 in capital, including at least €75,000 in financial assets.

• ■  The spouse
• ■  Minor children under 18 years old
• ■  Adult children aged 18–28 (eligible until their 29th birthday), unmarried, childless, and financially dependent on the main applicant
• ■  Parents or grandparents at any age who are financially dependent
• ■  Adult children with disabilities

• ■  legally married, or
• ■  in a civil union/domestic partnership/common-law equivalent, or
• ■  another comparable committed relationship approved by the Agency.

• ■  Spouse of that dependent child
• ■  Minor children of that dependent child
• ■  Spouse/minor child of a disabled dependent

Lease a property in Malta or Gozo for €14,000 per annum, with a lease term of at least 5 years (totaling at least €70,000).

Cost breakdown

• ■  A non-refundable administration fee of €60,000 to the government (€15,000 upon submission and €45,000 after Approval in Principle)
• ■  A government contribution of €37,000
• ■  A €2,000 donation to an approved Maltese NGO
• ■  €7,500 for each adult dependant over 18 (no fee for the spouse or minor children)

Purchase a property in Malta or Gozo for at least €375,000.

Cost breakdown

• ■  A non-refundable administration fee of €60,000 (€15,000 paid upon submission and €45,000 after the Letter of Approval in Principle)
• ■  A government contribution of €37,000
• ■  A €2,000 donation to an NGO in Malta
• ■  €7,500 for each adult dependant over 18 (no fee for the spouse or minor children)

The first step in the process is to prepare your documents and submit them through a licensed agent. At this step, you must pay the €15,000 non-refundable administration fee.

You must also provide evidence that you meet the required asset threshold (€500,000 or €650,000, depending on the option).

After submitting the application, you must wait while the government agency conducts your due diligence and background checks, then creates your risk profile. During this period, the Residency Malta Agency may request additional reports, documents, or clarifications.

At this step, you must visit Malta for biometrics, and a temporary residence card will be issued within 6 weeks.

Your final application will then be evaluated by the Approvals Board. If successful, you will receive a Letter of Approval in Principle.

Within two months of Approval in Principle, you must pay the remaining €45,000 administration fee (and any applicable dependant fees).

Within eight months of approval, you must:

• ■  Purchase a qualifying property (€375,000) or rent one (€14,000/year)
• ■  Pay the €37,000 government contribution
• ■  Make the €2,000 charitable donation
• ■  Obtain health insurance
• ■  Submit proof of all Malta residency requirements to the Agency

Once successful applicants have made their investment and the Malta Agency has confirmed their investment application, it will issue final approval. Then, you must visit Malta for biometrics.

Finally, your Certificate of Permanent Residence and residency card will be issued.

• ■  The processing fee for the residency card: €500 per person
• ■  The renewal fee: €27.50 per year

The Maltese residence card is generally valid for five years and can be renewed for €27.50 per year. For minors under 14, the card expires one month after their birthday. The same rule applies to dependents aged 18 or older. Renew all residence cards before they expire.

Renewals are completed through the Identità Malta office.

The Malta Golden Visa is a residency-by-investment program, not a citizenship by investment program, and it grants permanent residence rather than a Maltese passport.

If you wish to obtain Maltese citizenship, you may consider citizenship by merit, subject to the applicable requirements. Alternatively, you may qualify for Maltese citizenship through naturalization, which generally requires:

• ■  Continuous residence in Malta for the 12 months immediately preceding the date of application;
• ■  Residence in Malta for a minimum of 4 years during the 6 years preceding those 12 months; and
• ■  Adequate knowledge of either the Maltese or English language.

• ■  Valid passports
• ■  Clean criminal records for each applicant over 14 years old from the country of origin and any country lived in for more than 6 months during the last 10 years
• ■  Health insurance policy covering risks normally covered for Maltese nationals
• ■  Medical declaration confirming no serious or contagious diseases
• ■  Authenticated English translations (if documents are not in English)
• ■  Proof of assets/wealth meeting one of the thresholds:
  • €500,000 total assets (min. €150,000 financial assets), OR
  • €650,000 total assets (min. €75,000 financial assets)
• ■  Agent due diligence / KYC verification documentation
• ■  Undertaking to:
  • purchase or lease qualifying property
  • pay the government contribution
  • make the €2,000 NGO donation
• ■  Marriage or civil union certificate (spouse/partner)
• ■  Birth certificates (children)
• ■  Affidavit of dependency for adult dependants over 18, except spouse
• ■  Custody/guardianship documents where one parent signs for a minor
• ■  Disability medical certification (for disabled adult children)
• ■  Licensed agent authorization/representation form
• ■  Any additional documents requested by the Agency

Supporting documents must be provided upon request by the legal agent.

Additionally, ensure the original official documents are apostilled or legalized by the issuing country’s government authority.

A valid, certified copy of an apostilled or legalized document is acceptable. However, if the certification was issued outside your country, please provide a notarized copy from the issuing organization to verify authenticity.

Also, these original or certified true copies must be translated and apostilled/legalized if prepared abroad.

Malta reviews each applicant to its permanent residency by investment program and their dependents aged 14 and over. Your licensed agent must:

• ■  conduct “know your customer” (KYC) and due diligence processes
• ■  confirm there is no a priori evidence that applicants are not fit and proper persons

The government agency responsible for investigations into each applicant and their dependents ensures there are no criminal, reputational, or security risks.