Malta Permanent Residence Program (MPRP), also known as the Malta Golden Visa program, gives direct access to permanent Malta residency in exchange for a qualifying real estate investment.
Malta Golden Visa is a permanent residency by investment program launched in 2021. Qualifying applicants can obtain direct permanent residency by leasing or purchasing property in Malta. The qualifying investment routes in 2026 are:
Property rental with a minimum annual rent of €14,000 in Malta or Gozo (totaling a minimum investment of €169,000 including contribution fees)
Property purchase with a minimum of €375,000 in Malta or Gozo (totaling a minimum investment of €474,000 including contribution fees)
Once investment is completed, it must be held for 5 years to maintain permanent residency status in Malta.
Take advantage of tax benefits, as the country does not tax foreign income earned outside Malta.
Who Can Apply for Malta Residency by Investment Program?
Any non-EU/EEA investor can apply and include their family in a single application.
The Main Applicant
■ Any non-EU/EEA/Swiss national
■ Not being a citizen of a sanctioned country.
■ Having sufficient funds to support yourself and your dependents.
■ A clean criminal record.
■ Demonstrating €500,000 in capital, including at least €150,000 in financial assets; or
■ Demonstrating €650,000 in capital, including at least €75,000 in financial assets.
The Family Members
■ The spouse
■ Minor children under 18 years old
■ Adult children aged 18–28 (eligible until their 29th birthday), unmarried, childless, and financially dependent on the main applicant
■ Parents or grandparents at any age who are financially dependent
■ Adult children with disabilities
Same-Sex Partners
■ legally married, or
■ in a civil union/domestic partnership/common-law equivalent, or
■ another comparable committed relationship approved by the Agency.
After the Certificate Is Issued
■ Spouse of that dependent child
■ Minor children of that dependent child
■ Spouse/minor child of a disabled dependent
Qualifying Investment Options for Malta Golden Visa Program
Malta’s permanent residency requires either leasing or purchasing a qualifying property, plus government fees, a contribution and a charitable donation.
Lease Property€169,000+
Lease a property in Malta or Gozo for €14,000 per annum, with a lease term of at least 5 years (totaling at least €70,000).
Cost breakdown
■ A non-refundable administration fee of €60,000 to the government (€15,000 upon submission and €45,000 after Approval in Principle)
■ A government contribution of €37,000
■ A €2,000 donation to an approved Maltese NGO
■ €7,500 for each adult dependant over 18 (no fee for the spouse or minor children)
Real Estate Purchase€474,000+
Purchase a property in Malta or Gozo for at least €375,000.
Cost breakdown
■ A non-refundable administration fee of €60,000 (€15,000 paid upon submission and €45,000 after the Letter of Approval in Principle)
■ A government contribution of €37,000
■ A €2,000 donation to an NGO in Malta
■ €7,500 for each adult dependant over 18 (no fee for the spouse or minor children)
Malta Golden Visa Cost For a Family of Four
Totals include the qualifying investment. Legal and due diligence fees are not included.
Leave your details and one of our specialists will get back to you to discuss your options.
Malta Permanent Residence Program Application Process
The process typically takes 12–18 months. Each step is handled through a licensed agent.
Step 1: Prepare Your Documentation
The first step in the process is to prepare your documents and submit them through a licensed agent. At this step, you must pay the €15,000 non-refundable administration fee.
You must also provide evidence that you meet the required asset threshold (€500,000 or €650,000, depending on the option).
Step 2: Undergo Due Diligence Checks
After submitting the application, you must wait while the government agency conducts your due diligence and background checks, then creates your risk profile. During this period, the Residency Malta Agency may request additional reports, documents, or clarifications.
Step 3: Get Your Temporary Residence Permit
At this step, you must visit Malta for biometrics, and a temporary residence card will be issued within 6 weeks.
Your final application will then be evaluated by the Approvals Board. If successful, you will receive a Letter of Approval in Principle.
Step 4: Pay the Remaining Fees and Make Your Investment
Within two months of Approval in Principle, you must pay the remaining €45,000 administration fee (and any applicable dependant fees).
Within eight months of approval, you must:
■ Purchase a qualifying property (€375,000) or rent one (€14,000/year)
■ Pay the €37,000 government contribution
■ Make the €2,000 charitable donation
■ Obtain health insurance
■ Submit proof of all Malta residency requirements to the Agency
Step 5: Get Your Certificate of Permanent Residence
Once successful applicants have made their investment and the Malta Agency has confirmed their investment application, it will issue final approval. Then, you must visit Malta for biometrics.
Finally, your Certificate of Permanent Residence and residency card will be issued.
■ The processing fee for the residency card: €500 per person
■ The renewal fee: €27.50 per year
Step 6: Renewal of Maltese Residence Card
The Maltese residence card is generally valid for five years and can be renewed for €27.50 per year. For minors under 14, the card expires one month after their birthday. The same rule applies to dependents aged 18 or older. Renew all residence cards before they expire.
Renewals are completed through the Identità Malta office.
Step 7: From Malta Permanent Residency to Citizenship
The Malta Golden Visa is a residency-by-investment program, not a citizenship by investment program, and it grants permanent residence rather than a Maltese passport.
If you wish to obtain Maltese citizenship, you may consider citizenship by merit, subject to the applicable requirements. Alternatively, you may qualify for Maltese citizenship through naturalization, which generally requires:
■ Continuous residence in Malta for the 12 months immediately preceding the date of application;
■ Residence in Malta for a minimum of 4 years during the 6 years preceding those 12 months; and
■ Adequate knowledge of either the Maltese or English language.
Malta Residency Program Timeline for PR
A step-by-step path from application to residence card.
1
Apply
Month 0
2
Due diligence
After submission
3
Approval in principle
Upon approval
4
Pay the balance
Within 2 months
5
Complete investment
Within 8 months
6
Residence card
After completion
7
Maintain for 5 years
Years 1–5
Program Brochure
Download the brochure for more information about the Malta Permanent Residence Programme.
Malta Golden Visa Requirements for 2026
Required Documents for Malta Permanent Residence Programme
■ Valid passports
■ Clean criminal records for each applicant over 14 years old from the country of origin and any country lived in for more than 6 months during the last 10 years
■ Health insurance policy covering risks normally covered for Maltese nationals
■ Medical declaration confirming no serious or contagious diseases
■ Authenticated English translations (if documents are not in English)
■ Proof of assets/wealth meeting one of the thresholds:
€500,000 total assets (min. €150,000 financial assets), OR
€650,000 total assets (min. €75,000 financial assets)
■ Agent due diligence / KYC verification documentation
■ Undertaking to:
purchase or lease qualifying property
pay the government contribution
make the €2,000 NGO donation
■ Marriage or civil union certificate (spouse/partner)
■ Birth certificates (children)
■ Affidavit of dependency for adult dependants over 18, except spouse
■ Custody/guardianship documents where one parent signs for a minor
■ Disability medical certification (for disabled adult children)
■ Licensed agent authorization/representation form
■ Any additional documents requested by the Agency
Supporting Documents for MPRP
Supporting documents must be provided upon request by the legal agent.
Additionally, ensure the original official documents are apostilled or legalized by the issuing country’s government authority.
A valid, certified copy of an apostilled or legalized document is acceptable. However, if the certification was issued outside your country, please provide a notarized copy from the issuing organization to verify authenticity.
Also, these original or certified true copies must be translated and apostilled/legalized if prepared abroad.
Due Diligence
Malta reviews each applicant to its permanent residency by investment program and their dependents aged 14 and over. Your licensed agent must:
■ conduct “know your customer” (KYC) and due diligence processes
■ confirm there is no a priori evidence that applicants are not fit and proper persons
The government agency responsible for investigations into each applicant and their dependents ensures there are no criminal, reputational, or security risks.
Malta vs Other Golden Visa Programs
How the Malta Golden Visa compares with Europe’s other leading residency-by-investment programs.
Criteria
Malta
Greece
Portugal
Italy
Minimum Investment
€169,000 (Rental Property Acquisition)
€250,000 (real estate)
€200,000 (Donation) €500,000 (Fund)
€250,000 (innovative startups)
Minimum Stay
–
–
7 days per year
–
Initial Permit
5-year permanent residency permit
5-year permanent residency permit
2-year temporary residency permit
2-year residency permit
Renewal Period
Renewable every 5 years
5 year period
Renewable after 2 years
3 year period
Time to Residence
12–18 months
6-9 months (approx)
12-36 months (approx)
3–6 months (approx)
Time to Citizenship
Full time residency in for 5 out of the last 7 years.
After 7 years of full-time residency
10 years
After 10 years (full-time residency required)
Family Inclusion
Spouse and dependent children up to age 28 (until their 29th birthday)
Spouse and children under the age of 21 if dependent
Frequently Asked Questions on Malta Permanent Residence Programme
Will Malta PR Holders be a tax resident in Malta?
To be considered as “Malta resident”, you must spend at least 183 days in Malta. If you do not live in Malta for that period but are a resident, you are taxed only on income generated in Malta, not your worldwide income. However, Malta offers a favorable tax regime for investors. Under this regime, non-domiciled residents whose foreign income is €35,000 or more pay a minimum annual tax of €5,000. For any income generated in Malta, you have to pay personal income tax ranging from 15%–35%.
Is There an Age Limit To Add My Parents or Grandparents for Permanent Residence in Malta?
There isn’t any limitation, but they must be financially dependent on you.
How Can I Prove That an Adult Is Dependent on Me as the Main Applicant for the Golden Visa in Malta?
You’ll be required to declare their status in an affidavit.
Do I Have To Submit Evidence of Employment If I’m Not Self-Employed as the Main Applicant?
You’ll be required to submit evidence of employment if you’re not self-employed.
Can I Add Dependents After I Obtain the Maltese Residence?
Yes, you can. You’ll need to submit a separate application package containing all required documents.
What Is The Requirement For Health Insurance?
The health insurance required for the Malta Permanent Residence Programme is to cover all beneficiaries. Also, note that you’ll need separate travel insurance for your travel across Schengen countries.
Is There a Language Test To Get a Maltese Residence Permit?
The Malta Permanent Residence Programme doesn’t require you to take a language test.
Can I Obtain Maltese Citizenship by Investment?
As of 2025, Malta removed its citizenship by investment program. Currently, it only offers Maltese citizenship by merit.
Will My Malta Residence Certificate and The Residence Card Expire?
The residence certificate doesn’t expire. However, the Malta residence card is initially valid for five years. After this period, you can renew them.
Can I Work in an EU Country With My Malta Residence Permit?
Your Malta residence permit doesn’t grant you any employment rights in the Schengen Area.
Will My Dependents Lose Their Residence Rights in Malta Upon Turning 29?
Adult children remain eligible until their 29th birthday (ages 18–28), as long as they are unmarried and financially dependent on you. The previous 27-year threshold no longer applies.
Will My Children Lose Their Malta Residence Status When They Turn 18?
They won’t as long as they still meet the eligibility criteria, which requires them to be financially dependent on you, unmarried, and childless.
Am I Required To Show €500,000 Capital Only for the First Five Years?
Yes, you’re required to hold €500,000 in capital and €150,000 in financial assets for the first five years only.
Are De Facto Partnerships Accepted Under the Malta Permanent Residence Programme?
Yes, de facto partnerships are accepted as long as you submit the required documentation.
What are the Criteria for €2,000 Donation?
You’ll be required to make a contribution of €2,000 to a local registered philanthropic, cultural, sport, scientific, animal welfare, or artistic NGO.
Do I Need To Buy or Lease a Property in Malta During the Application Stage?
You can make your real estate investment within eight months from the date of issue of the Letter of Approval in Principle.
Is €500,000 Capital Requirement Separate from the Value Of Property Acquired/Leased In Malta?
It’s separate. You’re required to show that you’re in possession of €500,000 capital, out of which a minimum of €150,000 is financial assets. This will be monitored for the first five years.
Can I List My Crypto Assets As Financial Assets When Applying For The Malta Permanent Residence Programme?
No, the assets must be liquid, such as stocks, bonds, funds, and bank deposits.
Do I Have To Visit Malta For Biometrics After the First Five Years?
Yes, you and your dependents aged 14 or older are required to return to Malta for biometrics.
The investment routes described on this page are requirements set by the relevant government authority, not recommendations made by Get Golden Visa. We help you navigate the application process — the investment decision itself should be made with the guidance of your own independent legal, financial, and tax advisors. Get Golden Visa is not a registered investment adviser and is not regulated by a financial authority.
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Get Golden Visa is an independent residency and citizenship advisory firm. We do not provide investment, financial, legal, or tax advice. Information on this website is for informational purposes only and does not constitute a recommendation to make any investment. All program investments are made at the sole discretion and risk of the client.