St Kitts & Nevis Citizenship: 2025 Free Eligibility Test & Cost Calculator

Updated: 18 December 2025

St Kitts and Nevis Citizenship by Investment Program is one of the oldest and most reputable in the Caribbean, established in 1984. It offers the main applicants and their families the opportunity to obtain citizenship through a qualifying contribution. There are a few options. These include a donation to the Sustainable Island State Contribution Fund, the Public Benefit Option (BPO), or making a real estate investment.

Successful applicants gain visa-free or visa-on-arrival access to over 150 countries, including the EU and the UK. St Kitts and Nevis citizenship by investment program also allows dual citizenship. Thus, it enables applicants to retain their existing nationality while benefiting from global mobility.

Minimum Contribution
$250,000
Real Estate Option
$325,000
Processing Time
4–6 Months

Update (September 2025): Saint Kitts and Nevis has announced a limited-time offer till 31 December 2025. Accordingly, it allows applications with up to 4 family members to get citizenship starting from $250,000 for Public Benefit Option.

What to Discover in This Guide?

Key Aspects of St Kitts and Nevis Citizenship by Investment

Benefits of St Kitts and Nevis Citizenship by Investment

Saint Kitts and Nevis citizenship by investment offers valuable benefits to its applicants. The following benefits are stated below:

Travel and Global Mobility

Located in the Caribbean, the benefits of Saint Kitts & Nevis citizenship makes international travel easier. The passport provides visa-free or visa-on-arrival access to over 150 countries.

Additionally, it allows visa-free travel within the Schengen Area for up to 90 days within a 180-day period. 

Dual Citizenship

Since the country allows dual citizenship, applicants can keep their original nationality while benefiting from a second passport.

This means there is no requirement to renounce existing citizenship.

Investment and Tax Benefits

The program offers various investment options, including real estate and government funds. As there are no personal income, wealth, or inheritance taxes, applicants can manage their finances more efficiently, making St Kitts and Nevis one of the offshore Caribbean tax havens.

To reduce risk, they only need to make their contribution within three months after their application is approved.

Family and Daily Life Benefits

Applicants may include their spouse, children up to 30 years old without an education requirement, and, sometimes, parents in their application. Moreover, living in St Kitts and Nevis offers access to international schools, reliable healthcare, and a welcoming community. The country also has a rich culture with local festivals and traditions. 

You may be wondering about St. Kitts’ safety. The country’s safety index is 59.98, making it one of the safest countries in the Caribbean.

The Cost of Living

The cost of living in the Caribbean is generally lower than in major Western cities, with affordable housing, fresh local produce, and tax-friendly policies. Depending on the location you choose to live in, the cost of living may change.

For example, if you prefer to live in the city center, you need to pay approximately 13,512.75 EC$ per square meter. While the payment per meter drops by 10,810.20 EC$, if you decide to live outside the city center. Therefore, it also becomes a desirable retirement destination, offering warm weather and a peaceful environment.

Program Flexibility and Security

The application process is fast, and approval usually takes only a few months. St Kitts and Nevis citizenship by investment follows clear legal rules, ensuring a safe and transparent process.

Besides, there is no requirement to live in the country before or after getting citizenship. Note that applicants who prefer the real estate option only need to hold their investment for 7 years.

Crypto Wealth Now Recognized

Applicants can now include cryptocurrency in their financial background.
This does not mean you can pay in crypto. However, if you have made your money from crypto, you can show it as a source of wealth. Just be ready for extra checks and paperwork.

Family Members Can Sponsor You

If you are applying but need help covering the cost, a close family member, such as a parent or child, can now financially sponsor your application.

However, the relationship must be clearly established, and the sponsor will undergo the same strict checks as you.

Eligibility Criteria for Saint Kitts and Nevis Citizenship by Investment

Saint Kitts Citizenship by Investment program allows individuals to gain citizenship through a donation. To apply, applicants must meet certain eligibility requirements. This includes specific investment options and other criteria that must be fulfilled to qualify for citizenship.

Main Applicant

To be eligible for the citizenship by investment program, you must follow the criteria stated below: 

  • They must be at least 18 years old,
  • They must make a substantial investment in either a government-approved real estate project or a donation to the Sustainable Growth Fund,
  • They must undergo a comprehensive medical examination, including proof of being free from contagious diseases.
  • Background and due diligence checks to ensure applicants have no criminal history.
  • They need to provide authentic documentation such as a valid passport, birth certificate, and other legal identity documents. 
  • They need to demonstrate their capability to maintain themselves and their family without imposing a burden on the country through stable financial resources.
  • Applicants who have had a visa denial in a country with which Saint Kitts & Nevis has visa-free access may be ineligible, though some exceptions may apply.
  • Letters of recommendation from banks, employers, or other professional entities, along with character references.

Family Inclusion

The main applicant can include the following family members in their application:

  • Their spouse
  • Children under 18
  • Children aged 18-30 without the need to be enrolled in a full‑time education.
  • Children over 18 who have physical or mental disabilities
  • Parents of the main applicant or their spouse who are 55 or older and depend on the main applicant for support.
  • The main applicant’s sibling who is younger than 30 years and dependent on the main applicant for support (Note that the sibling shouldn’t have had a child).

Free Saint Kitts & Nevis Citizenship Eligibility Test

Answer the questions below to check your eligibility for the Saint Kitts and Nevis Citizenship by Investment Program.

Are you 18 years or older?
Can you make a qualifying investment?
Any criminal record?
Any visa refusal from a visa-free country?
Able to pass medical examination?
Stable financial resources?

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    A Non-Refundable Contribution: Saint Kitts and Nevis Citizenship Investment Options

    There are three options the applicants can choose from to become a St Kitts and Nevis citizen through donation. These options are as follows.

    Sustainable Island State Contribution (SISC)

    For individuals who want to contribute to the growth and development of the islands, there’s an option to contribute a minimum of $250,000 to the Sustainable Island State Contribution. It basically focuses on seven pillars of prioritization. These are:

    1. Fortifying the local food production
    2. Moving to green energy
    3. Contributing to the development of the economy
    4. Supporting eco-friendly industries
    5. Developing the creative economy
    6. Recovering from Covid-19 effects
    7. Providing more help for vulnerable groups

    Minimum Contribution Requirement for SISC

    Considering the factors stated above, it becomes a thoughtful contribution that reflects a commitment to societal improvement and offers a straightforward path to citizenship:

    • Single applicant: $250,000
    • Applicant and family members up to 4: $250,000
    • For each additional dependant who is under 18 years old: 18: $25,000
    • For each additional member who is 18 or over: $50,000

    The due diligence fees are $10,000 for the main applicant, $7,500 for the dependents who are 16 and over. 

    Public Benefit Option (BPO)

    In return for contributing to the project that benefits the nation, contributors can obtain citizenship through the Public Benefit Option. Eligible projects for real estate purchase include:

    • Development of the industry
    • Building real estate on State land and transferring it to State ownership
    • Projects that create jobs and develop skills

    To apply for the citizenship by investment program, contributors must pay $250,000 to the approved BPO projects that can improve the public wealth. And due diligence fees are $10,000 for the principal applicant, and $7,500 for each dependent. 

    After the application is completed, you must pay post-approval application fees:

    • Spouse: $15,000
    • Dependents under 18: $10,000
    • Dependents 18 or over: $15,000

    Update 2025: The St. Kitts and Nevis Citizenship by Investment Unit (CIU) has partnered with ClientReferrals to build over 100 affordable homes for low- to middle-income families. This project is funded through the CBI program’s Public Benefit Option and aims to support national development.

    Update on June 26, 2025: The St. Kitts and Nevis Citizenship by Investment Unit (CIU) has partnered with ClientReferrals to build over 100 affordable homes for low- to middle-income families. This project is funded through the CBI program’s Public Benefit Option and aims to support national development.

    Real Estate Investment

    Under this option, there are two different sections: approved private homes and approved real estate development projects. These are explained below:

    Known for its outstanding Caribbean real estate investment opportunities, Saint Kitts & Nevis offers applicants a road to citizenship. To apply for this option, you need to contribute:

    • A condominium unit or share in approved developments for at least $325,000.
    • Investing in single family private dwelling for at least $600,000.
    • Properties under the Private Real Estate Sale Investment Option cannot be resold for 7 years.
    • Approved Private Real Estate that cannot be used for a new CBI application unless a significant investment (construction, renovation, etc.) is made to the property.

    After the initial application, the main applicant must pay:

    • Main applicant: $25.000
    • The spouse: $15,000
    • Dependants under the age of 18: $10.000
    • Dependents who are 18 or over: $15.000 

    In addition to these fees, real estate buyers should consider purchase costs, such as required insurance fund contributions and conveyance fees.

    Saint Kitts & Nevis CBI Fees and Costs

    The following table demonstrates the required investment amounts and governmental and due diligence fees for St Kitts and Nevis citizenship costs:

    Investment Option Minimum Contribution Due Diligence Fees Dependents Fees
    Sustainable Island State Contribution (SISC) $250,000 Single applicant or family up to 4
    $10,000 Main Applicant
    $7,500 Dependents 16+
    $25,000 per dep. under 18
    $50,000 per dep. 18+
    (Applies if family size > 4)
    Public Benefit Option (BPO) $250,000 Minimum Investment
    $10,000 Main Applicant
    $7,500 Each Dependent
    $15,000 Spouse
    $10,000 Dep. under 18
    $15,000 Dep. 18+
    Approved Real Estate Investment $325,000 Condo / Unit share
    $10,000 Main Applicant
    $7,500 Each Dependent
    $25,000 Main Applicant
    $15,000 Spouse
    $10,000 Dep. under 18
    $15,000 Dep. 18+
    Private Real Estate Investment $600,000 Single-family home
    $10,000 Main Applicant
    $7,500 Each Dependent
    $25,000 Main Applicant
    $15,000 Spouse
    $10,000 Dep. under 18
    $15,000 Dep. 18+

    Citizenship Program Cost Calculator

    Cost Item Details Amount (USD)
    Total Estimated Cost $0

    *Note that additional fees may apply, such as notary fees, legal fees, etc., depending on your situation.

    St Kitts and Nevis Citizenship by Investment Requirements

    To be eligible for St Kitts and Nevis citizenship, applicants must contribute one of the following options.

    • Investment in approved property projects with a 7-year holding period, with minimum amounts set by the government
    • Non-refundable contributions to the government’s development fund, with varying tiers based on family size

    Due Diligence Requirements

    To prevent any illegal applications, the government investigates the applicant’s financial status before admitting their citizenship contribution. Therefore, you need to:

    • Provide a clean criminal record
    • Offer a detailed analysis of financial sources to confirm legitimacy, transparency, and compliance with anti-money laundering regulations.
    • Have no visa refusals from any country with which Saint Kitts & Nevis has visa-free access
    • Attend face-to-face or virtual interviews

    Minimum Stay Requirement

    As long as you meet the eligibility criteria of the program, you do not have to stay in Saint Kitts and Nevis. There are no obligations related to minimum stay requirements. Therefore, you can stay and live wherever you want during the process.

    Interview

    Each main applicant must attend an interview after they submit their application as a part of the security protocol. Besides, each dependent who is 16 or over may also be required to attend the interview.

    Required Documents

    Before applying for the citizenship by investment program, you must gather certain documents: 

    • Application forms
    • Copies of passports, national IDs, or other government-issued identification for all applicants
    • Certified birth certificates to verify age and relationships within the family
    • Official medical reports confirming the general well-being of applicants
    • A clean criminal background
    •  Marriage or divorce certificates to affirm marital conditions
    • Detailed financial evidence, including bank statements, asset documents, or other proofs of fiscal responsibility
    • Legally validated documents related to the investment route chosen, such as property agreements or fund donation receipts
    • Official receipts, bank transaction records, or notarized documents that confirm full payment of all associated costs and fees
    • Letters of recommendation from professional associates, financial institutions, or community leaders to validate personal character and professional standing
    • Biometric and fingerprinting requirements for applicants

    Application Process: How to Get St Kitts and Nevis Citizenship by Investment?

    You can complete your investment application in 5 steps for the St Kitts and Nevis Citizenship by Investment program, which takes 4-6 months.

    1. Get into Contact with Get Golden Visa

    Before you apply, you can contact Get Golden Visa’s expert team. Our citizenship by investment advisors will provide you with the information and donation opportunities you need to streamline your CBI program for your second citizenship

    2. Gather All The Required Documents

    In this process, you are required to gather the necessary documents stated above and complete the forms. It usually takes 2-4 weeks.

    3.Document Review and Interview

    Once the application is reviewed, and if all criteria are met, you can obtain your citizenship approval and collect your passport and citizenship certificate. The processing time generally takes 4 to 6 months. Following that, you can apply for the St. Kitts and Nevis passport.

    4.Submitting the Citizenship Application

    After attending the interview, you will get an approval-in-principle letter. Then, you need to make your contribution within three months, pay the necessary fees and send your proof of payment to CIU. This process will typically take up to 3 months.

    5. Receiving Citizenship Approval

    Once the application is reviewed, and if all criteria are met, you can obtain your citizenship approval. The processing time generally takes 4 to 6 months. Following that, you can apply for the St. Kitts and Nevis passport.

    How to Get a St Kitts Passport

    Once you receive your Certificate of Naturalization, your authorized agent will typically handle the passport application process for you. After that, you will be issued a passport valid for 10 years within 4 weeks. It can be renewed if it is lost, expired, or if the passport holder has changed their name. The passport fee is $350. 

    Note that changing your name on the citizenship certificate is no longer an option. If you change your name later, it will only show up when you renew your passport. Even then, your old name will still appear in the passport’s notes.

    Get Golden Visa: Best Caribbean Citizenship by Investment Advisors 

    Get Golden Visa is a customized investment consultancy firm. We assist individuals in obtaining dual residency and citizenship by facilitating the necessary investments, whether in real estate, funds, or other financial ventures.

    Reach out to our seasoned professionals with any questions you may have about the St Kitts and Nevis citizenship program. 

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      While we provide advisory services based on the legislation and administrative practice in effect at the time of your consultation, we cannot guarantee that future legal or policy changes will not affect eligibility, timing, or requirements for St Kitts citizenship.

      We act as an independent advisory firm, not a government body, and all applications remain subject to St Kitts and Nevis law and the discretion of the relevant authorities.

      Frequently Asked Questions on St Kitts Citizenship by Investment 

      How do you qualify for St Kitts citizenship by investment?

      Qualifying for St Kitts and Nevis citizenship by investment involves several paths. A minimum donation of $250,000 to the Sustainable Growth Fund, or a real estate investment of at least $400,000 in government-approved properties, is acceptable. All options require only a due diligence fee and are subject to government fees.

      How strong is St Kitts passport?

      The St Kitts and Nevis passport ranking is 17th globally in 2025. Renowned for its strength, the St. Kitts passport provides visa-free or visa-on-arrival access to over 150 countries, making it a highly regarded travel document.

      Can I live in Europe with a St Kitts passport?

      A St Kitts passport does not grant automatic residency in Europe, but it does provide visa-free travel to the Schengen Area for up to 90 days. Thus,permanent residency would require adherence to individual country regulations.

      Is dual citizenship allowed in St Kitts and Nevis?

      Yes, St Kitts and Nevis citizenship by investment grants dual citizenship benefits. As one of the Caribbean tax havens, it offers a more efficient tax-planning advantage as there is no income, inheritance, or wealth tax. This includes visa-free travel, real estate investment opportunities, and more.

      What are the fees associated with obtaining citizenship?

      Along with the minimum contribution, either through real estate investment or other avenues, additional costs include government fees and a due diligence fee. These are essential parts of the process to obtain citizenship in St Kitts and Nevis.

      What are the benefits of investing in real estate in St Kitts and Nevis?

      Real estate investment in St Kitts and Nevis not only qualifies you for Nevis citizenship but also presents an opportunity for potential growth in property value.

      Is foreign income taxed in St. Kitts and Nevis?

      No, St. Kitts and Nevis does not tax foreign-sourced income, capital gains, or inheritance.

      Can I purchase property in St. Kitts and Nevis as a Foreigner?

      Yes, foreigners, including US citizens, can purchase government-approved real estate in St. Kitts and Nevis through the Citizenship by Investment program.

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